When you cash a check, you get the cash immediately. When you deposit a check, it can take a couple of days before the funds are available, depending on who the type of check and who issued it. Here are the ways you cash a check, from cheapest to most expensive:Įven if you have a bank account, you may need access to this cash immediately. What if you’re one of the many millions of people who are “unbanked” – without a bank account? The answer is trickier. If your bank doesn’t have an app, you take it to the branch and hand it to a teller or use the ATM. You open up the app and snap some photos. When you have a bank account and receive a check, it’s easy.
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